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Fast and Affordable SR-22 Insurance for Indiana Drivers
Quick Proof of Insurance
- Submit an Online Application
- Receive Free Quotes by SMS/Email
- Select a Plan and Sign Electronically
Coverage for Unique Situations
Court-ordered SR-22, suspended license, OWI and DUI, unpaid accident judgments, leaving the scene of an accident, major and repeat traffic violations, too many points on driving record, driving with expired or invalid license, failure to pay child support, tickets, court fines, driving without insurance, history of lapsed coverage, etc.
A Better Way to Handle Indiana SR-22 Filings
Indiana drivers deserve affordable coverage without confusion, pressure, or surprises. That’s why we have built an agency focused on clarity, fairness, and fast SR-22 solutions for Hoosiers who need a straightforward path to reinstatement.
SR-22 filings are often stressful and time-sensitive, so we simplify the process and guide you through each step. By working with a statewide network of SR-22-friendly insurance carriers, we help you find coverage that fits your situation while meeting Indiana’s minimum insurance requirements.
Frequently Asked Questions
Please reach us by email at info@indianainsurancegroup.com
An SR-22 is a form that your insurance company files with the Indiana BMV to verify that you carry the minimum liability insurance required by state law. It is not a type of insurance policy. It is a proof of financial responsibility required after certain violations such as driving uninsured, suspensions, accidents, or a DUI/OWI. Once filed, your SR-22 allows you to drive legally again in Indiana as long as your insurance continues to stay active.
In Indiana, the SR-22 filing is submitted electronically to the BMV by your insurance provider. The BMV will not reinstate your license until this filing is received and your policy meets Indiana’s liability requirements.
If your policy cancels for any reason, your insurer must notify the BMV with an SR-26 cancellation notice, which can immediately re-suspend your driving privileges. Our statewide agency works with SR-22-friendly carriers to file your form fast and keep you compliant throughout the entire requirement period.
Indiana drivers can receive a same-day SR-22 filing. After you choose a policy, we ensure that your SR-22 is instantly submitted through the state-approved electronic filing system. In many cases, the BMV updates your status within minutes, allowing you to obtain reinstatement or proof of insurance on the same day.
SR22 Insurance Indiana offers one of the fastest ways to file an SR-22 in the entire state.
In Indiana, SR-22 requirements typically last 3 years, but the exact time depends on your violation. The most common reasons include driving without insurance, repeat traffic offenses, major accidents, or DUI/OWI.
If your policy lapses at any time, the clock resets—meaning the BMV may restart your 3-year requirement. Maintaining continuous coverage is the key to completing your SR-22 obligation without delays.
The SR-22 form itself does not raise your insurance rates—but the violation that led to the SR-22 filing requirement usually does. Indiana drivers who need SR-22 filings are often placed in a high-risk or non-standard insurance category due to tickets, suspensions, or accidents.
Our online agency works with several SR-22-friendly carriers in Indiana, allowing us to compare quotes and find the lowest rates based on your driving history and coverage needs.
Yes. Indiana allows drivers to file a 'Non-Owner SR-22' even if they do not own a vehicle. This type of policy provides liability coverage when you drive a borrowed, rented, or shared vehicle and still satisfies your BMV reinstatement requirements.
Non-owner policies are often the most affordable way to complete an SR-22 requirement for drivers who don’t currently have their own car but want to start chipping away at their 3-year SR-22 state requirement.
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